Terms of Service

1. Agreement to Terms

By accessing or using Outpick website at outpick.com ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. The Service is owned and operated by Outpick LLC, a Wyoming limited liability company ("Company," "we," "us," or "our").

2. Description of Service

Outpick is an educational and informational publication that provides stock market research, portfolio tracking, and investment analysis. The Service includes access to a curated portfolio of stock picks, performance data, research notes, and email alerts delivered on a subscription basis. The Service is published by Outpick LLC and reflects the portfolio decisions and opinions of its authors.

3. Not Investment Advice

The Service does not constitute investment advice, financial advice, trading advice, or any other form of professional advice.

Outpick LLC is not registered as an investment adviser, broker-dealer, financial planner, or fiduciary with the U.S. Securities and Exchange Commission (SEC), the Wyoming Secretary of State, any state securities regulatory authority, or any other regulatory body. The content provided through the Service reflects our own opinions and portfolio decisions and should not be construed as recommendations to buy, sell, or hold any security.

The Service operates as a bona fide financial publication under the publisher's exclusion of the Investment Advisers Act of 1940. Content is impersonal in nature, available to all subscribers on the same terms, and published on a regular schedule. No content is tailored to any individual subscriber's financial situation, risk tolerance, or investment objectives.

All investment decisions carry risk, including the potential loss of your entire investment. Past performance of our portfolio or any individual stock pick is not indicative of future results. You are solely responsible for your own investment decisions and should consult with a qualified, licensed financial adviser before making any investment.

By using this Service, you acknowledge that you understand these risks and accept full responsibility for your own financial decisions.

4. Conflicts of Interest Disclosure

The authors and operators of Outpick LLC hold positions in securities discussed through the Service. We may buy, sell, or hold any security mentioned in our publications at any time, before or after publication.

We do not receive compensation from any company whose securities are featured in the Service. Our sole source of revenue is subscription fees paid by members. We do not accept advertising, sponsored content, or affiliate commissions from brokerage firms or financial institutions.

5. Subscription and Payment

Access to the Service requires a paid annual subscription. Payment is processed through Paddle.com Market Limited ("Paddle"), our merchant of record. Paddle handles all billing, sales tax, VAT, invoicing, and payment processing on our behalf. Your contractual relationship for payment purposes is with Paddle, and their terms of service apply to all transactions.

By subscribing, you authorize recurring annual charges to your chosen payment method. The subscription fee is $1,000 USD per year, billed annually.

You may cancel your subscription at any time through your account settings or by contacting Paddle directly. Cancellation takes effect at the end of your current billing period. We do not offer prorated refunds for partial subscription periods.

6. Refund Policy

Due to the nature of the Service (immediate access to proprietary research and portfolio data), all sales are final. We do not offer refunds except where required by applicable law or at our sole discretion in exceptional circumstances. Refund requests may be directed to Paddle as our merchant of record, or to us at [email protected].

7. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use.

Each subscription is for a single individual. You may not share your login credentials, distribute our content, or resell access to the Service. Violation of this provision may result in immediate termination of your account without refund.

8. Intellectual Property

All content provided through the Service — including but not limited to research notes, analysis, portfolio data, and website design — is the intellectual property of Outpick LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or publicly display any content from the Service without our prior written consent.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We make no representations or warranties regarding the accuracy, reliability, timeliness, or completeness of any content provided through the Service, including any stock picks, analysis, or performance data.

10. Limitation of Liability

To the maximum extent permitted by applicable law, The Long Investment LLC, its members, managers, operators, affiliates, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, loss of data, loss of investment, or financial losses of any kind — arising out of or related to your use of or reliance on the Service.

Our total aggregate liability to you for all claims arising out of or related to the Service shall not exceed the amount you paid to us in the twelve (12) months immediately preceding the event giving rise to the claim. This limitation applies regardless of the form of action, whether in contract, tort, strict liability, or otherwise.

11. Assumption of Risk

You expressly acknowledge and agree that investing in securities involves substantial risk and that you may lose some or all of your invested capital. You agree that Outpick LLC is not responsible for any investment losses you may incur, regardless of whether those losses are related to content published through the Service. You assume all risk associated with any investment decisions you make.

12. Indemnification

You agree to indemnify, defend, and hold harmless The Long Investment LLC, its members, managers, and operators from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your investment decisions.

13. Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or through the Service at least fourteen (14) days before they take effect. Your continued use of the Service after the effective date of modifications constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must cancel your subscription before the effective date.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions.

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted by a single arbitrator, and the seat of arbitration shall be Cheyenne, Wyoming. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

You agree that any dispute resolution proceedings will be conducted on an individual basis and not as a class action, class arbitration, or other representative proceeding. You waive any right to participate in a class action lawsuit or class arbitration against Outpick LLC.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Outpick LLC with respect to the Service and supersede all prior or contemporaneous communications, whether electronic, oral, or written.

17. Contact

For questions regarding these Terms, please contact us at [email protected].

Outpick LLC
A Wyoming limited liability company